房产指建筑在土地上的各种房屋,包括住宅商铺、厂房、仓库以及办公用房等。地产指土地及其上下一定的空间,包括地下的各种基础设施、地面道路等。
A:May I ask if your interest in the unit is for investment or self use?
A:你买这房子是投资还是自用呢?
B:The purpose is for investment because I hear from my friend that the rental return is not bad.
B:我的目的是投资,因为我听朋友说这儿的物业租金回报不错。
A:Yes.The price for residential property is rising almost twenty percent.
A:是的。住宅物业的价格上升了差不多两成。
B:The flat is under a godo condition and I don't have to redecorate it later.But,I've got to discuss it with my husband first.How about I call you to make an appointment again?
B:这房子基本情况很好,我不需要重新装修。不过,我要先与我的丈夫商量。不如我给你打电话再约一次吧。
A:I'd like to buy it.How much will the earnest money deposit be?
A:我想要买下来。定金要多少钱?
B:1% of the purchase price.Since the purchase price is $300,000,your earnest money deposit would be $3,000.
B:房价的1%。房价是30万美元,所以您要付3,000美元的定金。
A:How much do I need to put down?
A:我要首付多少?
B:These days most lenders require a 20% down payment.
B:现在大部分的银行要求20%的首付款。
A:In other words,I'll have to pay$60,000 out of pocket?
A:也就是说,我必须自己付6万美元。
B:Yes,$60,000 includes the earnest money.
B: 是的,含定金是6万美元。
A:The building had several amenities including a swimming pool,gym and...Did I miss anything?
A:这栋大楼提供一些便利设施,如游泳池、健身房……我还遗漏了什么?
B:24hr building management.
B:24小时物业服务。
A:Yes.How much is the deposit for the one on the 9th floor?
A:对。9楼那间的定金要多少?
B:They are all 15% down,and with another 10% payable on completion in six months.
B:先付15%,6个月完工后再付10%。
A:I want to have a look at the contract and the house floor plan.
A:我想看一下合同和户型图。
Benjamin: What a fine day! Oh, I can enjoy reading on this balcony in a fine day like this. I like it.
天气真好!噢,我可以在像今天这样的好天气在阳台上看书了。我喜欢这阳台。
Shirley: The balcony is very beautiful, but I don’t like the fact that it faces north.
阳台很漂亮,但是我不喜欢它朝北。
Benjamin: Why?What’s wrong with its facing north?
为什么啊?朝北有什么不好吗?
Shirley: You don’t kown that, if the balcony faces north, it will get cool in the summer, but too cold in the winter.
你不知道啊,如果阳台朝北,夏天凉爽,但是冬天很冷啊。
Benjamin: You don’t have to worry about it. We have the radiator system in winter, don’t we?
不用担心那个,我们冬天有暖气,不是吗?
The best houses face south; in that case, we will enjoy the cool wind in the summer and own the warm sunshine in the winter.
好的房子是朝南的,那样的话夏天很凉快,冬天阳光很温暖。
Oh, darling, I am sorry, but we don’t have that kind of money for a south facing house.
噢,亲爱的。很抱歉,我们没那么钱买朝南的房子。
Well, forget it. I was just talking. The nice environment of this apartment is good for our children. I am satisfied with it.
好了,忘记它吧。我只是说说而已。这公寓环境不错,对孩子们有益。我对此很满意。
Thanks. And it’s convenient for you to go to work and to go shopping.
谢谢。你工作和购物也很方便。
Yes.To our children, it’s also close to their schools. That’s really satisfying me.
是啊,孩子们上学也很近。这真让我满意。
I am most attracted by the price. You kown, this slab-type apartment building costs the least in Beijing.
最吸引我的是价钱。你知道吧,这套板楼公寓是全北京的。
Know little about the developer but I am sure this is the cheapest building here.
关于开发商我只是知道一点点,但我确定这是的。
Can we buy this house on mortgage?
我们能按揭买这房子吗?
Yes, and we got the urban housing provident fund to pay for part of it. It’s not very hard for us to come up with the money for down payment.
可以,我们可以用城市住房公积金来支付一部分,付首付对我们来说也不是很难。
Wish to move in earlier.
希望能早点搬进来。
A:I really like this house.
我真的很喜欢这所房子。
B:Can we afford it?
我们能负担得起吗?
A:They want 20 percent down.
他们想要20%的首付。
B:That's a lot of money.
这是一大笔钱。
A:But the house is so nice.
但是房子很好。
B:It's in a great neighborhood.
周围有很好的邻居。
A:It's close to the beach.
它接近海滩。
B:It's close to the freeways.
靠近高速公路。
A:It's got a big yard.
它有一个大院子。
B:The kids love the house, too.
孩子们也喜欢房子。
A:If we don't buy it, someone else will.
如果我们不买,别人会。
B:You're right. Let's buy it now. We can worry later.
你是对的。我们现在就买。我们可以以后再担心。
A: Do you take in students?
B: Yes. If you don't mind sharing room, there's one available.
A: How much is it?
B: $30.00 a week.
A: Do you think I could have a look at it, please?
B: I'm on my way out now. Couldyou come back in an hour?
Sure, on the fouth floor is a recreation quarter. There are two swimming pools, one is Olympic standard size and the other one is for children. Also, there is a gymnasium for resident members only.
when is the completion date?
The completion date will be on July 1st 2001.
How about the price and the bank mortgage?
Please check up the price list. The average unit price is five million Hong Kong dollars. There are eight different banks that will provide a seventy percent mortgage loan. Also, the developer will offer another ten percent mortgage to purchasers.
How many payment methods are there?
It's all written on the brochure price list. I believe there will be one right for you. Please hurry up because almost half of units have already gone.
Thank you. I think I have to talk to the bank representatives. Thank you for your help.
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